Carter Bank & Trust is a state-chartered community bank in the Commonwealth of Virginia, with $4.51 billion in assets as of December 31, 2016. We operate 123 branches in our Virginia/North Carolina market areas, and offer a full range of deposit accounts including LIFETIME FREE CHECKING, Interest Checking, Savings, Retirement, Money Market, and Certificates of Deposit. We are known for competitive interest rates that provide a good return on our customer’s investment. All deposit accounts are insured by the FDIC up to the maximum amount allowed by law, which currently is $250,000 per depositor subject to aggregation rules.
In addition to deposit services, business and personal loan products are available. The loan process at CB&T is straight-forward and transparent. Loans are available in all amounts to meet financing needs.
Our mission is to provide affordable products and quality customer service with an emphasis on information security, have a good working environment with benefits for our employees, and serve the needs of the communities in which we do business.