Our Difference: As a not-for-profit financial cooperative owned and operated by our members, Member One reinvests profits in our members by offering higher dividend rates on deposit accounts, lower rates on loans, fewer fees and 24/7 convenience. Member deposits are federally insured up to $250,000 by the National Credit Union Association (NCUA), the strongest deposit insurance fund in the country. Member One also gives back to the community through generous donations to non-profit organizations, charities and community projects.
Our Philosophy: Member One has a history of solid financial performance and member satisfaction. Our philosophy is founded on the belief that helping people achieve their financial goals helps the entire community. Our bottom line is driven by a commitment to quality service, not making a profit.