We are committed to meeting and exceeding your needs with a personal touch. We enjoy the personal relationships that we share with our clients. We strive to constantly continue to learn how to best serve you. In 2012, we were named as an On Your Side Certified Agency for our commitment to excellent service & customer satisfaction. Sam Nichols was first licensed for insurance in 1982. The agency was first opened in the early 1960s by George Campbell. Sam purchased the agency in 2005 and continues to serve the residents of Bedford, Gretna, and Smith Mountain Lake areas.